Open Enrollment for 2027 Benefits

Posted on October 5, 2026 by Sarah Landes, HR Analyst III, Benefits Division, Department of Human Resources
Open Enrollment for 2027 Benefits

Open Enrollment – your once-a-year chance to take charge of your benefits – is almost here!  Open Enrollment 2027 Dates: Saturday, October 3, 2026 – Friday, October 30, 2026, at 4:30pm.

Whether you’re sticking with what you have or exploring fresh options, we’ve lined up educational resources, a variety of live events, and personalized support to make the process simple and straightforward.

During this window, you’ll be able to:

  • Enroll in or make changes to your health, dental, and short-term income protection (STIP) plans.
    • If you are a VRS Hybrid Plan Member, you are automatically enrolled in the Hybrid Disability Plan once you have been employed with Henrico County for one (1) year. You are not eligible to change your STIP election during Open Enrollment.
  • Choose from a range of voluntary benefits through our third-party administrator, Pierce Insurance.
  • Re-enroll in your Flexible Spending Account (FSA), which must be re-elected each year during Open Enrollment. Up to $660 will carryover from your 2026 healthcare FSA into 2027.

In case you missed it, be sure to read the recent Open Enrollment General Notice from our HR Director, Yvette George.

What’s New This Year

As you review your benefit options, we want to make sure you’re aware of what’s changing. Below is a summary of the key updates to the benefit packages for the coming year.

  • Medical: The High-Deductible Health Plan deductible is increasing for CY2027 – from $3,400 to $3,500 (individual) and $6,800 to $7,000 (family). There are no other plan design changes. Rates are increasing slightly.
    • Double Contribution: Contribution rates for the cardholder are increasing. There will no longer be a separate deduction for the non-cardholder under the Premier POS family coverage tier.
  • Dental: No plan design changes. Rates are increasing slightly.
  • Flexible Spending Accounts (FSA): The Health Care FSA maximum is increasing to $3,400, with a rollover of up to $680 into 2028. The Dependent Care FSA maximum remains $7,500.
  • Health Savings Accounts (HSA): HSA contribution maximums are increasing to the 2027 IRS limit. The self-only contribution limit will be $4,500 and the family contribution limit will be $9,000.
  • Maven: Starting January 1, 2027, we’re rolling out Maven for our Anthem plan members, a virtual clinic focused on women’s and family health. Maven connects employees to specialized virtual care and support across fertility, pregnancy, postpartum, parenting, and menopause – helping members navigate these stages with expert guidance at no additional cost. More details will be shared as we get closer to the rollout date.

Check out the What’s New for 2027 and the Voluntary Benefits At-a-Glance documents for more information on our benefit offerings.

Opportunities to Learn About Your Benefits & Get Your Questions Answered!

1. Attend one of our On-Site Information Sessions:

Drop by our in-person information sessions to meet with representatives from the HR Benefits and Fitness & Wellness Divisions, get your questions answered, and learn more about your benefits directly from our vendors!

Vendors in Attendance:

  • Anthem
  • Aspire365
  • Delta Dental
  • Empower
  • TASC (Flexible Spending Accounts Vendor)
  • Pierce Insurance
  • Vera Whole Health
  • Voya (VRS Hybrid Plan Members Defined Contribution Plan)

2. Reach out during Virtual “Open Office Hours”

Your HR Benefits Team will be hosting “Open Office Hours” throughout Open Enrollment to answer your questions. These informal, drop-in sessions will be hosted via Microsoft Teams and require no advance registration.

Important Reminders & To-Do List

  • Review your current benefit elections
  • Compare plan options and rates for next year
  • Attend an on-site session, virtual Open Office hours, or virtual Lunch & Learn for more info
  • Make your selections during the enrollment window
  • Re-enroll in your FSA if you want to participate in the new year. Up to $660 of unused funds will carryover from 2026 healthcare FSA into 2027.

Questions or Need Help?

  • All Open Enrollment details will be available on the HR Employee Website on Friday, October 2. You’ll find a step-by-step guide on how to view and update your benefits, along with other important plan details, and an educational video that walks through this year’s changes. These resources can answer many common questions. Be sure to check them out before you finalize any new enrollments or changes!
  • Our Benefits Team is here to support you every step of the way. If you need additional enrollment assistance, or want to walk through your options, we highly encourage employees to attend one of the on-site information sessions. For additional questions, please reach out to [email protected] or call 804-501-7371.

Let’s make this Open Enrollment season a success – for your health, your finances, and your peace of mind.

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