Apply Now for Public Service Loan Forgiveness (PSLF)

by Patricia R. Witmer, Business Supervisor, Financial & Administrative Services Division, Department of Human Resources

Public Service Loan Forgiveness (PSLF) is a federal program that forgives student loan debt for borrowers who work for a government organization or a non-profit employer such as teachers, firefighters, nurses, members of the military, and other public service workers. The PSLF program forgives the remaining balance on your Direct Loans, after you have made the equivalent of 120 qualifying monthly payments or while working full-time for an eligible employer. Whether or not you have made 120 payments, you should still complete the PSLF form annually to obtain credit. As a Henrico County employee, it may include you!

To apply and be considered for PSLF, you only need to submit a PSLF form. The easiest way to do this is by using the PSLF Help tool at Follow the link and log in if you already have an account or create a new account. Prepare and sign your PSLF form digitally by following all the steps, and with the last step, request certification and electronic signature from your employer by entering the Human Resources General Government contact email address [email protected].

If you have any questions or need any additional help, please get in touch with Patricia Witmer, HR Business Supervisor, at 804-501-5078 or [email protected].