Open Enrollment for 2025 Benefits

Open Enrollment for 2025 benefits is Tuesday, October 1, 2024, through Thursday, October 31, 2024. All changes must be submitted through Employee Direct Access by 4:30 pm. All changes will become effective January 1, 2025.

See how our healthcare benefits stack up! The illustrations below highlight our 2024 healthcare plans to those of neighboring localities that shows our competitive position and the value we provide to employees, along with details on premium cost sharing for 2025 and important changes.

Open Enrollment is your annual opportunity to enroll or change your coverage and add or drop dependents for your health, dental, short-term income protection, and flexible spending accounts (FSA). The only other time you are able to make changes to your benefits is when you experience a qualifying event.

• Step-by-Step Enrollment Instructions
• Henrico County Employee Benefits Summary
• What’s New?
• 2025 Open Enrollment Overview
• We will be holding two Open Enrollment Information Sessions this year. No sign-up is required, and the sessions will be “open house” style. Come by anytime between 12 pm and 5 pm to ask questions, meet with our vendors, and obtain assistance with making changes.
  • In order to best assist you, you will need to be able to log in to Employee Direct Access.

Healthcare

• 2025 Healthcare Rates for Full-time Employees
• 2025 Healthcare Rates for Permanent Part-time Employees
• 2025 Health Rates for Double Contribution
• 2025 Healthcare Booklet
• 2025 Healthcare Side-by-side Comparison
  • Make the Most of Your Health Plan
• 2025 Blue View Vision – Exam Only Plan
• 2025 Summary of Benefits and Coverage (SBCs) – a format required by health reform to help you compare plan benefits:
  • Premier POS
  • Standard POS
  • HDHP HSA
    • HDHP HSA Overview
    • HDHP HSA FAQs
• Compliance Notices
• Medicare Part D Credible Coverage Notice

Dental

• 2025 Dental Rates
• 2025 Dental Side-by-side Comparison, Examples, and FAQs
• 2025 Dental Booklet

Flexible Spending Accounts

• Annual contribution limit for Health Care Flexible Spending Accounts (FSA) $3,200
• Up to $640 will carryover from your healthcare FSA into 2026. Up to $610 will carryover into 2025.
• Annual contribution limit for Dependent (day care) FSA $5,000 per household.
• TASC FSA Participant Benefits
• TASC FSA Eligible Expenses
• Dependent Care FSA Qualifications
• FSA Savings Calculator
• Beneshop – Affordable and Convenient FSA Eligible Products
  • Beneshop Online

Short-Term Income Protection (MetLife)

• EOI Process Instructions
• EOI Form

Voluntary Benefits

• UPDATE AS OF 10/23/2024: We have received important information regarding the LifeTime Benefit Term offering for next year. Employees will not have the opportunity to enroll again without health questions, except for new employees electing benefits during their initial enrollment.
• This is a fantastic opportunity to secure permanent life insurance with Long-Term Care without the need for health questions, which many of us might not qualify for otherwise. Don’t miss out on this chance!
• Open Enrollment for Voluntary Benefits will also be from October 1, 2024 – October 31, 2024. Enrollments and changes to your voluntary benefits are handled through Pierce Insurance Agency, Inc. on the web at pierceins.com/henrico or call 800-421-3142 ext. 170.
• New and Available Now: Perks@Work!
• Voluntary Benefits Overview
• Voluntary Benefits Plan Enhancements and Rate Reductions
• 2025 Voluntary Benefits Booklet